High-Hazard Underwriting Occupancy Specialist - Data Centers, Power Generation, Pulp & Paper Construction

Company: FM
Location: Johnston
Posted on: March 2, 2026

Job Description:

Job Description: Established nearly two centuries ago, FM is a leading mutual insurance company whose capital, scientific research capability and engineering expertise are solely dedicated to property risk management and the resilience of its policyholder-owners. These owners, who share the belief that the majority of property loss is preventable, represent many of the world’s largest organizations, including one of every four Fortune 500 companies. They work with FM to better understand the hazards that can impact their business continuity to make cost-effective risk management decisions, combining property loss prevention with insurance protection. Do you want to make an even bigger impact on the company? Do you want to interact with decision makers throughout the company and influence our future underwriting direction? Can you help us adapt our underwriting to address emerging risks? Consider this opportunity to take a role with global impact, build an international network of contacts, and impact the future of underwriting within FM’s Specialty Industries portfolio – Data Centers, Mining, Molten Materials, Chemical, Pharmaceutical, Power Generation, Pulp & Paper, Semiconductor and Digital. We are looking for a self-starter with operations experience to join our group of principal underwriters that operates out of All Risk Underwriting. You will lead the subject areas of Pulp and Paper and Construction for portfolio analysis, capacity and linesetting, pricing strategies, and development of underwriting requirements that support the company’s profit and growth objectives. To do this well you will be constantly learning and asking questions, collaborating with your team, principal engineers, members of other corporate staff departments, as well as individuals from operations to research and develop underwriting requirements and related procedures. You will provide leadership and guidance to operations underwriters, ensuring necessary support is available and impacts are understood prior to implementation. And from there, support thoughtful underwriting exceptions, ensuring a consistent application of risk selection and underwriting judgment within your assigned portfolio. In addition, you will travel for 2 or 3 operations underwriting audits per year; provide underwriting training to others, assist in the development of new coverages and products in response to changing customer needs; and contribute your ideas for the continuous improvement of the underwriting process and systems development. This opening can be based in any of our US office locations and/or London. Qualifications: Bachelor’s degree. High Hazard underwriting authority in one or more industries. 10 years’ experience in engineering and/or underwriting for large accounts including some high hazard occupancies. In-depth knowledge of both the physical characteristics of facilities engaged in the businesses represented by assigned occupancies as well as the financial and profit motivations that will likely impact risk. Strong analytical, problem solving, excel skills and attention to detail is required. A broad working knowledge of our business, including risk identification and assessment, property insurance coverage, forms, underwriting techniques, company standards and procedures, financial statements, and business computer applications. Excellent oral and written communications skills to develop and conduct formal and informal training develop clear and concise underwriting requirements and effectively communicate the results of portfolio analyses undertaken The final salary offer will vary based on geographic location, individual education, skills, and experience. The position is eligible to participate in FM’s comprehensive Total Rewards program that includes an incentive plan, generous health, and well-being programs, a 401(k) and pension plan, career development opportunities, tuition reimbursement, flexible work, time off allowances, and much more! FM is an Equal Opportunity Employer and is committed to attracting, developing, and retaining a diverse workforce.

Keywords: FM, Lynn , High-Hazard Underwriting Occupancy Specialist - Data Centers, Power Generation, Pulp & Paper Construction, Accounting, Auditing , Johnston, Massachusetts